Our Qualifications

I retired from the U.S. Navy in 1977, and received a BS in Human Services from The New Hampshire College.  In 1989 I entered the financial industry, and it has been my privilege to serve the financial needs of my clients since then.  Being licensed in many aspects of the securities, insurance, Long Term Care and mortgage industries has allowed me the opportunity to help people comprehensively plan their futures and the futures of their families and businesses.  As an active member of the financial community, the Chamer of Commerce, the Rotary and the Onslow County Estate/Life Planning Council, (a group of local professionals including attorneys, CPA's, CFA's, registered representatives that meet monthly to share financial information and methods of estate planning), I continually educate myself as to the latest changes in laws and practical planning solutions that may affect my clients' objectives.   In 2006 I became the "Investment Endorsed Local Provider" (ELP) for Dave Ramsey, in the areas surrounding Onlsow County, North Carolina.  I share Dave's philosophy of teaching people the importance of  managing their finances so they can be in "control of their money not their money being in control of them", and the importance of being debt free.  Dave says, "live today like no one else so you can live tomorrow like no one else".   Combining the talents of my associates, we together bring over fifty years of business and life experience to our practice.